The reference for you enquiry is
An experienced, friendly advisor will
Once we speak to you, we'll be able to work out how much you can afford each month and see if an IVA is suitable for you.
If your IVA is accepted, you'll start making lower payments. After you last payment, any remaining debt is written off.
If an IVA is not suitable for you, with your consent we will transfer you to one of our partners who will advise on a number of solutions available.